I don't know if any of the oldbies remember this thing, but I want to dig out the old Hero Maker. For those of you that don't remember this, get to messing around with it. You can make a "Drawing" of your hero with a matter of a few clicks. Granted, your options aren't limitless, but here is an example of what I did to make a close Lye.
Hero Maker Classic (Beginner) & Hero Maker 2.5 (Intermediate) & Hero Maker 3.0 (Advanced)
Click here if you want to see what the Hero Maker 3.0 can do. There are some pretty impressive characters!
Click the links above for beginner through advanced, play around, lets post what you can make of your character!